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kaji sahab
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Posted on 06-02-09 1:53
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Namaste to all Sajha bashi haru
Guys i am in a great problem. I do not have enough money to pay for my school the coming year. I will graduate next year after spending 5 years in undergraduate level. Till now i do not have any kind of student loans but to finish my last year in school, I must take out student loan. There are no other way of financing my education. I have come a far way in this journey and almost done with it. I even have one of my relatives who is a permanent resident and ready to be co signer for my student loan. I am doing an internship right now and work only 40 hrs a week. There is no possibility of working another job since my schedule varies. Also there are no Indians in this place that i can work for. i cant go work for khaire since i do not have hariyo patta. this situation has greatly added the financial burden on my shoulders.
Guys who have taken out student loans, please suggest the most appropriate student loan. I know there are so many student loans from different sources like Wells Fargo, Bank of America, CITI, Discover and so forth. Please help me out and share your experiences with this situation. I would greatly appreciate that.
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gucci
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Posted on 06-02-09 9:20
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I know many people who took citi assist and they said that it gave the best rate. Previously wachovia gave in good rates. they say prime is high now, so u mite wanna do some homework. Basically if you have co signer with good credit history u shud b able to get at good rates.
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kaji sahab
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Posted on 06-04-09 6:02
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thank you gucci......any further information regarding this by any other experienced folks out there will be greatly appreciated.........help me guys
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kaji sahab
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Posted on 06-05-09 10:10
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sakuntalasharma
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Posted on 06-06-09 7:08
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I took some "student loans" "for private expenses," and not for tuition and insurance (which were granted by the university as part of scholarship package), and the university itself was my co-signer. The Dean of the financial-aid office signed on behalf of the university, and it was through the citigroup I got some loan.It was within a day or two we finalize, and I think I got the money within 7 days or so and used it to buy a house in KTM. Honestly, it was very easy, and the APR was just 5.8%.
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sakuntalasharma
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Posted on 06-06-09 7:10
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I took some "student loans" "for private expenses," and not for tuition and insurance (which were granted by the university as part of scholarship package), and the university itself was my co-signer. The Dean of the financial-aid office signed on behalf of the university, and it was through the citigroup I got some loan.It was within a day or two we finalize, and I think I got the money within 7 days or so and used it to buy a house in KTM. Honestly, it was very easy, and the APR was just 5.8%. If I were to use for tuition purpose, the APR would be around 3%. I did this some two and a half yrs ago.
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kaji sahab
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Posted on 06-06-09 1:49
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thank you so much for your info sakuntala. i greatly appreciate that
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